Privacy Policy
Last Updated: August 2025
Welcome to Macro!
This Privacy Policy explains how we ("we", "us", "our") collect, use, disclose, and protect your information when you visit our website https://imacro.io (the "Website").
1. Information We Collect
- Personal Information: We may collect personal information that you provide to us, such as your name, email address, and other contact details.
- Usage Data: We may collect information about your interactions with our Website, including IP address, browser type, and access times.
2. Use of Information
We use the information we collect to:
- Provide, operate, and maintain our services
- Improve, personalize, and expand our services
- Communicate with you, either directly or through one of our partners, for customer service, updates, and other information
3. Sharing of Information
We do not sell or trade your personal information to third parties. We may share your information with:
- Service providers who assist us in operating our Website and conducting our business
- Legal authorities if required by law or in response to valid requests
4. Security of Information
We implement security measures to protect your information from unauthorized access, use, or disclosure.
5. Cookies
We use cookies and similar tracking technologies to enhance your experience on our Website. You can choose to disable cookies through your browser settings.
6. Your Rights
Depending on your location, you may have the right to:
- Access and update your personal information
- Request deletion of your personal information
- Object to the processing of your personal information
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our Website.
8. Contact Us
If you have any questions about this Privacy Policy, please contact us via Twitter @imacroio.
Risks Disclosure Statement
Last Updated: January 2025
This Risk Disclosure Statement is a part of and to be read in conjunction with the Macro Terms of Use.
Experimental Nature
The application and all related software, including blockchain software and smart contracts, are experimental and relatively new. The application is provided on an "as is" and "as available" basis, without any kind of warranty, either expressed or implied, including, without limitation, warranties that the application or any related software are free of defects, vulnerabilities, merchantable, fit for a particular purpose, or non-infringing.
Risk of Software Weaknesses
We do not warrant or represent that the application or any related software are secure, safe, or protected from phishing, malware, or other malicious attacks. The application and related software may contain weaknesses, bugs, vulnerabilities, viruses, or other defects which may adversely affect their operation or lead to losses and damages for you, other users, or third parties.
Risk Inherent in the Blockchain
The application interacts with the protocol deployed on Base and other Ethereum Virtual Machine-compatible blockchain networks. Any malfunction, breakdown, or abandonment of such blockchains may adversely affect the protocol and, consequently, the application. Advances in cryptography or technology, such as quantum computing, could present risks by rendering ineffective the cryptographic consensus mechanism that underpins the blockchain. The smart contract concept and the underlying software are still in early development and unproven. A blockchain network could be attacked, potentially resulting in downtime, consensus splits, long reorganizations of the chain, 51% attacks, or other adverse outcomes, each of which could lead to complete loss of your digital assets.
Risk Inherent in the Protocol
The application allows you to interact with the Macro lending protocol built on Morpho vaults. When using the application, you may be exposed to risks related to the operation and functioning of the protocol. The protocol is complex, with many of its components and functional elements being risky and experimental. You should not use the application to interact with the protocol unless you fully understand how it works and the consequences of transactions carried out using the protocol. The application derives information from the protocol, related software, and blockchain networks in an automated manner, meaning such information is not verified. The protocol may not perform as intended, meet your expectations, be secure or error-free, or be profitable. The data available within the application is non-binding and provided for informational and descriptive purposes only, and you should independently verify such data before deciding to transact with the application and/or protocol.
Risk of Liquidation
When borrowing through Macro, your collateral may be liquidated if your loan-to-value ratio exceeds the liquidation threshold. Market volatility can cause rapid changes in collateral value, potentially triggering liquidation before you can react. You are responsible for monitoring your positions and maintaining safe collateral ratios.
Risk of Inaccurate Data
The application derives certain information from blockchain networks and related software, such as oracles, in an automated manner, meaning such information is not verified or checked. As a result, such information can be incorrect, incomplete, untimely, inaccurate, or insufficient. No warranties are made that any information provided through or in the application will be complete or accurate.
Risk of Third Parties Acting Late
Certain functions within the application or protocol may have to be executed by third parties. There is always a risk that such third parties will not act in a timely or reliable manner, as expected or intended, or may fail to act, leading to inaccessibility of the application's or protocol's functionality, or partial or complete loss of digital assets.
Risk of Flawed Logic
The underlying logic of the application and related software may be flawed, defective, or impaired, resulting in smart contracts operating incorrectly or not as expected, or transactions being executed in violation of the logic underpinning the smart contracts. This can lead to partial or complete loss of digital assets used in the transaction.
Risk of Confusing User Interface
Certain user interface elements or design decisions of the application can be confusing or misleading, which may result in the execution of an unintended action or transaction, or connection of a wrong digital wallet, account, or network.
Risk of Legal Uncertainty
The protocol's activities are subject to various laws and regulations in different jurisdictions. Regulatory actions, orders, or inquiries may adversely affect the application and the protocol. Additionally, changes in applicable laws or regulations or evolving interpretations of existing laws could result in the protocol becoming unavailable in certain jurisdictions.
Risk of Theft
There is no assurance that digital assets will not be stolen as a result of hacks, sophisticated cyber-attacks, distributed denial of service attacks, errors, double-spent attacks, flash-loan attacks, vulnerabilities or defects of the application or related software, blockchain networks, or otherwise. Such events may include flaws in programming or source code leading to exploitation or abuse. Any of the above may lead to partial or complete theft or loss of digital assets used in transactions carried out through the application.
Value and Volatility
The prices of digital assets are extremely volatile and subjective, and digital assets may have no inherent or intrinsic value. Fluctuations in the price of other digital assets could materially and adversely affect the value of digital assets, which may also be subject to significant price volatility. We do not guarantee that any digital assets will retain their original value, have any specific price or any particular value, or that the use of the application will be profitable, as the value of digital assets depends on factors occurring outside of our control that may materially impact the value and desirability of any particular digital assets.
Terms of Use
Last Updated: January 2025
These Terms of Use ("Terms") govern your use of the Macro protocol, a decentralized lending and liquidity protocol accessible at https://imacro.io (the "Website").
1. Acceptance of Terms
By accessing or using our Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.
2. Eligibility
You must be at least 18 years old and have the legal capacity to enter into these Terms. By using our services, you represent and warrant that you meet these requirements.
3. Services Provided
Macro is a decentralized finance protocol offering lending, borrowing, and other financial services ("Services") built on Morpho vaults. We do not provide any investment, tax, or legal advice.
4. User Responsibilities
You are responsible for your use of the Services and for any consequences thereof. You must comply with all applicable laws and regulations when using our Services. Users are responsible for all taxes related to their use of the Services, including those arising from cryptoasset transactions and smart contract interactions. You are solely responsible for maintaining the security of your wallet and private keys.
5. No Warranty
The Services are provided "as is" and "as available," without warranty of any kind. We disclaim all warranties, whether express or implied, including the warranties of merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of Liability
To the maximum extent permitted by law, Macro protocol and its contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.
7. Indemnification
You agree to indemnify, defend, and hold harmless the Macro protocol, its contributors, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the Services.
8. Decentralized Protocol
Macro is a decentralized protocol. No single entity controls the protocol, and interactions are peer-to-peer through smart contracts. You acknowledge that we do not custody your assets and cannot reverse transactions.
9. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Website. Your continued use of the Services following the posting of changes constitutes your acceptance of such changes.
10. Contact Information
If you have any questions about these Terms, please contact us via Twitter @imacroio.
